About this episode
Access to capital can be one of the biggest barriers to building a ranching business, especially when cattle, equipment, and land all come with a hefty price tag.
In this episode, Derek, Zach, and Dan share how they've financed their own operations, from conventional loans and FSA financing to private investors and self-financing. They discuss the trade-offs between borrowing money and using your own capital, including how each approach affects growth, risk, and your ability to seize opportunities.
They also dig into the importance of building relationships with lenders, managing cash flow, and keeping working capital available for the right deal. Each operation has a different approach, shaped by its goals, resources, and comfort with debt. They also discuss whether more government support is needed to help beginning ranchers access capital and why they ultimately see capital as an even bigger barrier than land.
In this episode
- Different ways to finance a ranching business
- The trade-offs between debt and self-financing
- FSA loans, conventional lending, and lines of credit
- Building strong relationships with lenders
- Using investors and partnership arrangements
- Keeping capital available for opportunities
- Why access to capital can be harder than access to land
Resources & links
Connect with us
More episodes
Listen & subscribe
New episodes every two weeks. Subscribe so you never miss one.
← All episodes